🔥 Limited Offer: Free Enterprise Terminal with Every Account — Only 14 Spots Remaining This Month | No Contracts • No Hidden Fees • Switch in 48 Hours
Patriot Payments
PCI DSS Level 1 • Bank-Grade Encryption • US-Based Support

Accept Payments Anywhere in the U.S. —
Fast, Secure, and Built for Merchants

Next-day payouts, zero platform fees, and enterprise-grade security — live in 48 hours.

Start Accepting Payments No setup fees • Free terminal • Cancel any time
See How It Works →
Payouts in as little as 24 hours
Bank-level fraud protection
Zero processing fees — guaranteed

Built for American merchants — security, speed, and zero fees

Bank-Level Security

Fast Payouts

Reliable Infrastructure

Stop Giving Away
4% of Every
Sale You Make.

Our Dual Pricing engine legally passes card fees to cardholders — so you keep 100% of every listed price. Average merchant saves $36,000/year.

Get Started in Minutes Free terminal • No contracts • Live in 48h
See Real Savings →
patriotpayments.portal / dashboard
Today's Revenue
$4,821
Fees Saved
$504
Transactions
147
🍔
Table 14 — Dine-In
Visa •••• 4221 · just now
$84.50
+$3.24 saved
👔
Retail Sale
Mastercard •••• 9871 · 3m ago
$152.00
+$5.85 saved

Built on 15+ Years of
Payment Industry Experience

$0
Platform Fee — Always
$36K
Avg. Annual Savings
48h
Avg. Onboarding Time
Payment Capabilities

Every Way to Get Paid.
Zero Fees on Any of Them.

Accept All Major Cards

ACH & Bank Transfers

Online & Invoice Payments

Real-Time Tracking

The Process

Zero Fees in 4 Steps.

01

Free Savings Analysis

We project your exact savings — free.

02

Hardware Configured

Pre-loaded and shipped to your door.

03

10-Minute Onboarding

Plug in. A specialist walks you through it.

04

Freedom Day

Every sale from here is 100% yours.

Start Accepting Payments →

No setup fees • Free terminal • Live in 48 hours

Real Results

What $0 Fees Looks Like in the Real World.

The Blue Diner
SAVED $47,480 / YR

The Blue Diner

High-volume family restaurant drowning in processing fees. Switched in 48 hours.

Previous Rate3.0%
Patriot Rate0.00% Flat
Annual Recovery$47,480.00
Urban Threads
SAVED $23,900 / YR

Urban Threads

Boutique clothing store using recovered savings to expand their product line.

Previous Rate3.3%
Patriot Rate0.00% Flat
Annual Recovery$23,912.00
Liberty Hardware
SAVED $31,600 / YR

Liberty Hardware

Family-owned hardware store reinvesting recovered fees into new inventory and a second location.

Previous Rate3.2%
Patriot Rate0.00% Flat
Annual Recovery$31,600.00
Summit Medical Spa
SAVED $38,750 / YR

Summit Medical Spa

High-ticket service business that cut processing overhead and redirected savings into staff and equipment.

Previous Rate3.1%
Patriot Rate0.00% Flat
Annual Recovery$38,750.00
Merchant Portal

Your Financial
Command Center.

Track every cent saved, every transaction processed, and every customer interaction — in real time.

Live Savings Tracker
Tax-Ready Reporting
Instant Dispute Alerts
Next-Day Deposits
Patriot Merchant Portal
Live
Gross Volume (This Month)
$17,482.50
↑ 14.2% vs last month
Fees Saved
$504.30
Transactions
147
Avg. Ticket
$118.93
The Real Cost

They Charge 3.3%.
You Should Keep It.

The Old Way Legacy Processor
Platform Fee$34.00 / Mo
Interchange Fee1.80% + $0.10
Markup Fee1.25% + $0.05
PCI Compliance$104.00 / Yr
Statement Fee$14.00 / Mo
Batch Fee$0.15 / Batch
Total Effective Rate ~3.3%
The Patriot Way Recommended
Platform Fee$0.00
Interchange Fee$0.00
Markup Fee$0.00
PCI Compliance$0.00
Statement Fee$0.00
Batch Fee$0.00
Total Effective Rate 0.00%

On $500K in annual card volume, that's a difference of $44,250 per year — back in your pocket.

Get My Free Savings Analysis →

No obligation • Results in 24 hours • Free enterprise terminal included

Hardware

Built for the Front Lines.
Not the Finance Department.

Patriot Station
The Patriot Station

Dual-screen retail powerhouse with customer-facing display and automatic surcharge disclosure.

Dual Screen NFC/EMV/Mag Inventory Mgmt Receipt Printer
Patriot Go
Patriot Go

WiFi and cellular-enabled for field services and food trucks. 17-hour battery, drop-tested to 6 feet.

17h Battery 4G/WiFi Drop-Tested GPS Enabled
Secure Vault
The Secure Vault

Virtual gateway for B2B and e-commerce. PCI-tokenized card storage, recurring billing, and REST API.

Tokenized Storage Recurring Billing REST API Zero PCI Stress
Patriot Table
Patriot Table

Tableside pay-at-the-table device for restaurants and hospitality. Auto tip prompts and split-bill built in.

Tableside Pay Auto Tip Prompt Split Bills EMV/NFC
Testimonials

Merchants Don't
Lie About Money.

★★★★★

"I thought zero percent was a marketing gimmick. Twelve months in, I've recovered over $47,000 in fees I used to write off as a cost of doing business. It's real."

RK
Robert K.
Owner, The Blue Diner — Nashville, TN
↑ $47,480 recovered this year
★★★★★

"We switched in two days. The onboarding was painless — someone actually walked us through it live. Our monthly statement used to be four pages of fees. Now it's one line: $0."

MJ
Maria J.
Co-Owner, Urban Threads — Austin, TX
↑ $23,900 recovered this year
★★★★★

"First month live I kept an extra $3,200 that would have gone straight to Stripe. My accountant literally asked what changed on my P&L."

TM
Tom M.
Owner, Iron & Oak Barbershop — Denver, CO
↑ $38,400 projected annual saving
★★★★★

"I thought zero percent was a marketing gimmick. Twelve months in, I've recovered over $47,000 in fees I used to write off as a cost of doing business. It's real."

RK
Robert K.
Owner, The Blue Diner — Nashville, TN
↑ $47,480 recovered this year
★★★★★

"We switched in two days. The onboarding was painless — someone actually walked us through it live. Our monthly statement used to be four pages of fees. Now it's one line: $0."

MJ
Maria J.
Co-Owner, Urban Threads — Austin, TX
↑ $23,900 recovered this year
★★★★★

"First month live I kept an extra $3,200 that would have gone straight to Stripe. My accountant literally asked what changed on my P&L."

TM
Tom M.
Owner, Iron & Oak Barbershop — Denver, CO
↑ $38,400 projected annual saving
Common Questions

Every Question
You're Thinking.

We get it — "zero fees" sounds too good to be true. Here's exactly how it works.

There is no catch. Our Dual Pricing model legally passes the cost of card acceptance to cardholders who choose to pay by card, rather than to you. Customers who pay cash pay your listed price. Card customers pay a slightly higher amount to cover network fees. This is 100% legal in all 50 states and is the same model used by gas stations for decades. You pocket 100% of your listed price every single time.
Yes. Dual pricing (also called cash discount or surcharging) is legal in all 50 states following federal court rulings. Each state has specific disclosure and signage requirements that differ. Our compliance team monitors all 50 states in real time and ensures your terminals, receipts, and in-store signage always meet current requirements. You are fully indemnified from compliance risk.
Most merchants are fully live within 48 business hours. After you complete our 5-minute application, we underwrite your account (usually same-day), configure your hardware, and overnight-ship your terminal. Your dedicated specialist then walks your team through a 10-minute setup call. You can process your first zero-fee transaction the same day it arrives.
Overwhelmingly, yes. Gas stations have used dual pricing for 40+ years and customer acceptance is near-universal. Industry data shows average card usage decreases by less than 3%, while your net revenue per transaction increases by the full processing fee you were previously absorbing. The math is always in your favor.
Cancel any time, for any reason, with 30 days notice. No early termination fees, no cancellation penalties, no equipment buyback requirements. We believe that if we're doing our job — saving you money every single day — you'll have no reason to leave. We've earned a 97% annual merchant retention rate on that belief.
Q&A visual
Get Started Free

Start Accepting Payments.
This Week.

A Patriot specialist will deliver your complete savings analysis within 24 hours — showing exactly what you're overpaying and what you'll keep going forward.

Free enterprise-grade terminal — yours to keep
No contracts. Cancel any time. No exit fees.
Live and accepting payments in 48 hours or less
Payouts in as little as 24 hours — no reserves or holds
PCI DSS Level 1 & full 50-state compliance included
⚡ Only 14 free terminal spots remaining this month — act now.
Get Your Free Savings Analysis

Takes 60 seconds. A specialist calls you within 24 hours.

By submitting, you agree to receive a one-time savings audit from a Patriot specialist. No spam. No obligation. No credit card required.